The Reset Clause in a home loan lets lenders periodically revise your interest rate, usually every 2-4 years, to match market rates. Initially, you may have a fixed rate, which then switches to floating based on benchmarks. If rates rise, your EMI or loan tenure may increase, affecting your finances. Budgeting for this clause is crucial. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/reset-clause-in-home-loan-agreement Country List: India