Category: Finance

Liquid Income Program: Easy Loans for Self-Employed Buyers

herohousinfinance 2 months ago in Finance 0

Liquid Income Program assesses creditworthiness by evaluating actual business cash flow, ideal for self-employed with un-audited accounts. It offers higher loan amounts (up to ₹50L), minimal documents, flexible tenure (up to 30 years), and higher LTV, helping self-employed borrowers secure loans efficiently. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-liquid-income-program Country List: India

Top 4 Benefits for Women Buying Property in India

herohousinfinance 2 months ago in Finance 0

Women property owners enjoy key benefits: lower stamp duty in many states, reduced interest rates and processing fees, PMAY subsidy up to ₹2.67 lakh with co-ownership, and tax deductions up to ₹1.5 lakh. Schemes like Hero HFL’s Grah Shakti further support women buyers. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/4-benefits-for-women-as-property-owners Country List: India

Fixed vs Floating Interest Rates: Key Loan Differences

herohousinfinance 2 months ago in Finance 0

Fixed vs Floating Interest Rates: Fixed interest rates stay constant through the loan tenure, offering stability but can be costly if market rates fall. Floating rates vary with market conditions, often lower initially, and can lead to savings. Choose fixed for short-term stability, floating for long-term savings. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/what-is-the-difference-between-fixed-and-floating-rate Country List: India

Emergency Credit Line Scheme for MSME Borrowers

herohousinfinance 2 months ago in Finance 0

The Emergency Credit Line Guarantee Scheme (ECLGS) offers 100% guaranteed additional loans up to 20% of outstanding credit to eligible MSMEs and business entities. Loans have a 4-year term, 1-year moratorium, and no fees. Only existing borrowers are eligible under set criteria. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/emergency-credit-line-guarantee-scheme Country List: India

PMAY: Eligibility, Benefits & CLSS Tracking Guide

herohousinfinance 2 months ago in Finance 0

  PMAY scheme offers interest subsidy up to ₹2.67L for eligible homebuyers under EWS, LIG, and MIG categories. Apply by March 31 (for MIG). Track your application via CLSS Awas Portal (CLAP) using ID & OTP. Women co-ownership is mandatory in some cases. Terms apply. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/what-is-the-pmay-scheme-and-how-to-apply-for-it Country List: India

Tips to Choose the Right Real Estate Agent Wisely

herohousinfinance 2 months ago in Finance 0

  Choosing the right real estate agent ensures a smooth home-buying experience. Look for strong communication skills, local expertise, positive reviews, and relevant experience. Use referrals from friends or family for trusted recommendations that match your needs and budget. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/how-to-select-a-real-estate-agent Country List: India

Home Loan Benefits Every Woman Should Know About

herohousinfinance 2 months ago in Finance 0

  Home Loans have Benefits for Woman like lower interest rates (0.05–1%), reduced stamp duty, tax deductions up to ₹3.5L, and PMAY subsidies up to ₹2.67L. As co-borrowers, they boost loan eligibility. These perks empower women to own homes affordably and securely. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/home-loan-benefits-for-women Country List: India

Is Property Sale via GPA Legal in India? Here’s the Truth

herohousinfinance 2 months ago in Finance 0

  Selling property via GPA (General Power of Attorney) is not legally valid for ownership transfer. Only a registered sale deed ensures legal ownership. Courts have ruled GPA doesn’t transfer property title, though some NBFCs may finance GPA-based home loans with conditions. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/is-property-sale-through-gpa-legal-or-illegal Country List: India

3 Smart Ways to Boost Your Home Loan Approval Chances

herohousinfinance 2 months ago in Finance 0

  Improve your home loan approval chances with 3 steps: check and correct your credit report, boost your credit score (aim for 750+), and lower your debt-to-income ratio (keep it below 36%). These actions can help you secure your dream home faster and more easily. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/3-simple-steps-to-improve-your-chances-of-landing-a-home-loan Country List: India

Stock Market Terms Every Beginner Should Know

moneycages 2 months ago in Finance 0

Are you new to investing? This guide explains essential stock market terms every beginner should know, from stocks and IPOs to bull markets, dividends, and ETFs. It will help you build a strong foundation in investing with clear definitions and insights for smarter decisions. Website URL: https://moneycages.com/stock-market/stock-market-terms-beginners/ Country List: India

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