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Hero Housing Finance LTD

Hero Housing Finance is a prominent housing finance company operating in India. They specialize These offerings encompass home loans, home improvement loans, in offering a diverse range of home loan products tailored to assist individuals and families in buying, building, or renovating their homes.home construction loans, and balance transfer loans. The company's primary goal is to deliver affordable and easily accessible housing finance solutions, particularly targeting middle and lower income segments.

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Loan Against Agricultural Land in India: Key Facts & Benefits

  A loan against agricultural land lets Indian landowners pledge their land as collateral to borrow funds for various needs. Eligibility requires clear land ownership, income proof, and a good credit record. Interest rates vary by market, land location, and loan purpose. Compare lenders to find the best terms before applying. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/loan-against-agricultural-land-in-india Country List: India

Home Loan Document Checklist: What You Need to Apply

  Avoid loan rejection with this Home Loan Document Checklist: Include identity proof (PAN, Aadhar), address proof (utility bills, rent agreement), income proof (salary slips, Form 16/26AS, balance sheet), job continuity evidence, and property papers (title deed, NOC). Requirements may vary by lender. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/documents-required-for-home-loan Country List: India

Section 24: Home Loan Tax Benefits Explained Simply

  Section 24 of the Income Tax Act offers homeowners tax benefits on interest paid toward home loans. It allows deductions for municipal taxes, a 30% standard deduction on net annual value, and up to ₹2 lakh annually for self-occupied properties. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/section-24-income-tax-act Country List: India

Buying Property Online: Key Checks to Avoid Risks & Fraud

Buying property online? Verify documents, seller background, and physically inspect the site. Ensure possession & completion certificates are valid to avoid fraud and legal issues. Use trusted platforms and seek legal advice for a safe investment. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/buying-a-property-online-here-are-a-few-things-to-watch-out-for# Country List: India

RERA Act 2016: Protecting Homebuyers & Property Investments

The RERA Act 2016 protects homebuyers by ensuring 70% of funds are used only for construction. It limits builder advances to 10%, mandates project registration, and requires developer insurance. This boosts buyer confidence and supports safer property investments and home loans across India. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/what-is-the-rera-act-how-is-it-relevant-with-investing-into-property-and-home-loans Country List: India

Guide to Purchasing Property in India: Key Steps & Tips

Purchasing property in India involves legal checks, budgeting, choosing the right location and type, verifying documents, and planning payments. Risks like unclear titles and extra charges (stamp duty, registration, documentation fees) must be considered before finalizing a deal. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/what-should-be-the-process-followed-for-purchasing-a-property-in-india Country List: India

Understanding Society Patta vs JDA Land Ownership

Society Patta is a land document issued by Rajasthan Co-op Society, not JDA. Unlike JDA land, it lacks some legal clarity, making loans harder. Verification is key. Hero Housing Finance provides loans on such properties after due diligence. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-society-patta-property-in-jaipur Country List: India

Hidden Costs to Know Before Buying Your New Home

Buying a new home involves hidden costs like stamp duty, registration fees, maintenance deposits, brokerage, parking charges, interiors, GST, and PLC. Knowing these upfront helps avoid surprises. Plan wisely to manage your home-buying budget effectively. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/7-hidden-costs-to-look-out-for-when-buying-a-new-home Country List: India

Assessed Income Home Loan for Self-Employed Borrowers

The Assessed Income Program offers home loans to low-income, self-employed individuals without income proof. With minimal documentation, flexible tenure, high LTV, and up to ₹30L loan, it’s ideal for small business owners like vendors or shopkeepers with stable setups. Website URL: https://www.herohousingfinance.com/blog/introduction-to-property-buying/all-you-need-to-know-about-assessed-income-program Country List: India

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